Help! Student Loans Are Taking Over My Life!

My name is Ashley. I’m a small-town Nebraskan girl trying to make it on my own in the big (well, big to me) city. I attended a small, private …

My name is Ashley. I’m a small-town Nebraskan girl trying to make it on my own in the big (well, big to me) city. I attended a small, private liberal arts college in my current city. Four years-three majors (yes, three). Political science, mass communications, and business administration.

When I enrolled at my college-I went through all the typical financial aid package paperwork. My parents filled out the FAFSA (Free Application for Federal Student Aid). I applied for every scholarship and grant I could find that I was eligible for. I did receive nearly half of my tuition from said funding. The rest-I paid for with loans. Some federal. Mostly private.

I had plans in college to ‘make it big’ as a journalist. I dreamed of being a reporter on the White House lawn during presidential elections. I even interned at the local news station-and in the United States House of Representatives in D.C. But, upon graduation (and the beginning of the ‘recession’) I was unable to secure employment that would be adequate to pay even basic living expenses. So I continued to work at my current position (as a sales associate at a major home improvement store). I eventually worked my way up to an assistant manager. While I am no longer with the company-I now do the same job, with a major grocery store chain. Plain Green Loans Not Licensed In US, so the option should not be used through the students. After the employment, the students should be compatible to pay off the loan along with the living expenses. The selection of the licensed loans should be done in the country to get the benefits. 

By the time my loans came due (after several deferments and forbearances) the total had ballooned to over $100,000. Which is far more than I originally borrowed. I took out this money strictly for tuition, housing, books, etc. during college. Never did I have any of that money in my own hands for any spring break trips, shopping, etc. The monthly payments are well over $500. Thankfully I still have the federal loans in forbearance, which brings the monthly payment to around $315. In order to make ends meet-I work one full-time job, one part-time (on-call/as needed basis) as a server in a popular breakfast restaurant, and I religiously give plasma when I am well enough to do so.

I don’t regret my college choice or degree in the least. College was the best four years of my life, filled with wonderful experiences, great friends, and fantastic memories. I received more than a degree from college-I learned life skills such as critical thinking, how to present myself as a professional-and how to get involved in the community. But in return for that experience-I work nearly 7 days/week, with few days off each month. I am always tired, and I never seem to get caught up on even basic things such as laundry and dishes. Had I known what the state of the economy would be upon graduation and in the years immediately following-I would have chosen to get a less expensive ‘piece of paper’ that is now sitting on a bookshelf, collecting dust.

How to Find a Top-Quality Fragrance

When selecting the perfect scent it can be difficult to decipher which scents are going to be top quality and which scents are going to leave you wanting for …

When selecting the perfect scent it can be difficult to decipher which scents are going to be top quality and which scents are going to leave you wanting for more. Here is a buyer’s guide for the 6 most important factors to look at when seeking out that perfect perfume that goes with your cosmetica.

  • Tenacity

The tenacity in a perfume is the amount of time that it lasts on you on a given day without needing reapplication. Perfumes that are not of high quality will lose the vibrancy of their scent within 15-20 minutes of wear, whereas high-quality scents will not need reapplication more than two times per day. While the scent might change, due to the notes in the perfume emitting different smells over the course of a day, the scent itself should not fade.

  • Amount

Less is more. Especially when it comes to perfume. If you have to use more than two sprays anywhere on your body it’s an indication that the perfume you have isn’t of the highest quality. Quality perfume doesn’t require quantity in the application.

  • Freshness

The high-quality perfume will remain fresh for much longer durations than the shelf life of cheaper fragrances. High-quality fragrances have a shelf life of over a year, whereas low grade or low-quality fragrances will only last a few months before their scent turns sour or bitter.

  • Personality

The best indication of having a top-quality fragrance is to note how that fragrance makes you feel about yourself. It might sound silly, but the fragrance is tied more into emotion than logic, and high-quality scents will have an uplifting effect on your mood, more so than low-quality scents. It’s important to discover a perfume’s unique personality and to note that perfume smells differently on different people.

  • Skin Sensitivity

Top-quality fragrances will be formulated for safe use on all skin types. This is not to say that certain ingredients found in any perfume might not cause skin irritation, however, when purchasing high-quality scents you will find the likelihood for these irritants much less common and much less frequent.

  • Essential oils

Just as with anything else you might put on your body, it’s important to read the ingredients. Perfumes and colognes that are made with essential oils are much better quality than those with different scents haphazardly slapped together. Scents that are derived from essential oils will last longer and have a much more potent smell with small applications. This is a sure fire way to distinguish a good fragrance from a poor one.

Finding the perfect scent takes time and trial and error. It typically doesn’t happen on the first few tries, but once you have found that perfect scent you will love it for a lifetime.

An Introduction to the World of Cricket

Cricket is known to bring good luck in some countries especially in China and we are talking about the insect, not the actual game of cricket that you can …

Cricket is known to bring good luck in some countries especially in China and we are talking about the insect, not the actual game of cricket that you can watch on CPL live stream, crickets are used in games, just like two spiders fighting each other on a stick.

These insects are nocturnal and known to carry disease but it’s not harmful to humans, only a male cricket can chirp, and depending on the temperature they can chirp all day, and these insects are cold-blooded they eat small ants and even some small rodents can be a victim. They can multiply in a large amount and can reach up to 1,500 eggs hatchlings, these insects are also being sold in some countries especially in the region of southeast Asia. Cricket fights are being practiced for hundreds of years and it is still being practiced up to this day.

There are many types of crickets and to name some of them are Mormon crickets, weta crickets, Jerusalem crickets, trigonidiinae cricket (sword-tail cricket), Myrmecophagidae and the most common cricket is grilling and there’s many more. Some people are culturing these insects for there income source and for there personal fun. Just note if your culturing many crickets, you may want to consider separating those aggressive crickets, that’s attacking and killing those weak ones.

But in this recent technology innovation, there are programs on the internet that caters real cricket games and free cricket games, and on the real cricket game you can bet on the said online program, but this is only seasonal because it is being played for real, only a video stream is being played on the programs that you bet in.

There are buy-in rules if you want to bet on the cricket game, just like in poker that you need to buy in for a certain amount. On the other hand, there are free online cricket games, and you can play all day, but this is not accurate since it only uses animated graphics, you can find these games in free directory games, and I must say these are fun cricket games. There are also cricket races, that two or more crickets race to the finish line.

Some people already consider this as there sports because they earn a decent amount of money, but I say its a gamble since there are money and luck involved before you can engage in this kind of activity.

It’s really up to you whether you must engage in this kind of activity, but if you have the guts and money then I say you must try this game, because its really fun for past the time, and the thing is if you get lucky you earn money.

Amazing Reasons To Use Wall Stickers

Everyone loves to decorate their home, right? If you are obsessed with decorating your interiors and giving them the best look, then you must be looking for ways to …

Everyone loves to decorate their home, right? If you are obsessed with decorating your interiors and giving them the best look, then you must be looking for ways to do so. One of the tricky things while decorating your interior is to decorate the walls. It becomes quite difficult to understand and visualize what will look on the walls around your home. So, the best way to decorate them is by using wall stickers. Yes! Wall stickers are now very popular and can help you give a great look to the interiors of your house. Check out the reasons why you must use wall stickers. Also, visit Kleebised seinale to shop for the best.

  • High Quality –

wall stickers made of premium quality vinyl are made to last. They are of very high quality and can last easily upto 5 – 6 years. Many wall stickers can last even longer and easily maintains the same shine and look.

  • Time and Cost Saving –

wall stickers are very easy to use. You don’t have to call any professional and you can do it yourself with the help of your family members. Also, these are affordable and do not burn a hole in your pocket.

  • No Mess –

unlike wall painting, stickers cause no mess. Wall paints require very high level of versatility and professionalism to be executed. However, that is not the case with wall stickers because you have to only peel them off and stick against the surface.

  • Looks Aesthetic –

there is a wall sticker for almost every wall in your house. They come in wide variety of colors, design, theme and style. That is why you will have no issue with finding the right sticker that looks  aesthetic for all the walls available.

These are reasons why you should wall stickers to decorate your home in a brilliant way.

Secrets You Should Know Before Finding The 4 Best 6.0 Powerstroke Tuners For Optimal Engine

With today’s technology, there has been a lot of improvement in the car manufacturing business. People have got several options to maintain the condition of their vehicles. In the …

With today’s technology, there has been a lot of improvement in the car manufacturing business. People have got several options to maintain the condition of their vehicles. In the case of trucks, owners get devices like tuners which can boost the performance of the engine so that it works efficiently. 

What are the advantages of installing a tuner in your vehicle?

The composition of a truck is different and complicated than a normal car. This is why the owner of trucks has to keep a different set of parts than the car so that they can change it and make their truck work again. The role of a tuner is to bring out the power in the engine which directly affects the performance of the truck. It will save you a lot of money because you do not have to pay for gas frequently.

What are the features that you should check before selecting a tuner?

Nowadays, only having a vehicle is not enough. The owner has to make sure that they maintain its condition so that it will work efficiently for a long time. You can take the help of the internet, where several websites are available to help the vehicle owners so that they can get the right guidance. There are many websites where 4 Best 6.0 Powerstroke Tuners for Optimal Engine can be explained easily and recommend the best places to buy.

Before selecting a tuner, you should check the features like the size of the model according to the engine size. The amount of data that can be saved in the tuner should be more so that more data can be stored in it. The tuner can be updated automatically by connecting with the nearest wifi. This will take the stress of checking the updating process of the tuner again and again.  

Three No-Cash-Investment Home Businesses

You need to start a part-time side business because you have no money. You can’t do it without investing money. There are other options for which you only need …

You need to start a part-time side business because you have no money. You can’t do it without investing money. There are other options for which you only need your computer to write with, your telephone, a notebook for elementary record-keeping, and your time.

Teen Job Broker. Set yourself up as the “go to” man or woman when it comes to jobs for teenagers. You run down grass mowing jobs, leaf raking, fence repair, attic cleaning, and other jobs that teens can handle, and distribute them to the teens you have signed up with your service. Put a cheap classified ad in the paper, index card ads on bulletin boards in laundromats, in church bulletins, etc. Charge a 20% fee Take appropriate precautions to avoid being stiffed, but it tends to be self-enforcing….if you are stiffed, they won’t get any more jobs. Your only investment is the classified ad, maybe some fliers, and some time. Print up your own business cards or order some from one of the online printers offering cards for postage and handling. Announce the start of your business with a press release. Write up a story, possibly exclusive to one paper, on one of your teen’s job experiences, especially if unusual. Put together an appropriately themed talk for local civic groups.

Host a Club. People are social animals. They like to spend time with those who share their interests. People losing weight gain encouragement from each other as part of a group. Seniors in your small community or your building might desire a place to gather with friends. Pet owners, new mothers, equestrians, and others may enjoy getting together at a place you provide. Charge a nominal fee for membership. Reinvest at least part of your income in building the appeal of your operation by providing activities appropriate to the club’s theme (activities for seniors club members or exercise equipment for a weight loss club) as well as specialized magazines and videos. A frequent survey of members of what they’d like to see would be helpful. Clubs can often get discounts on purchases that would benefit members. Line up guest speakers. Frequent games and prizes are another good idea. Also, reinvest in T-shirts (good advertising) free for members as well as newspaper ads. They’re deductible. Don’t be greedy; your members can always drop out and start a club that won’t cost them a dime. Send in a press release to the papers announcing your start-up, then additional releases as your business builds focusing on members and their achievements. This could be pyramided into different clubs at non-conflicting times. No real up-front investment unless your home isn’t adequate and you need to rent space.

Dried Plant Materials. Dried plant arrangements are very popular. You can gather them yourself, creative your own arrangements, and sell them to local florists, gift, and shops for display use. If they won’t buy directly, they may handle them on consignment. Familiarize yourself with the best wild-growing plants for such arrangements and gather them at roadsides. If you do have a few bucks, invest in a little gold ribbon, gold spray paint, and other materials but don’t spend much. Google for arrangements ideas but use your imagination to create something that is unique. You can also sell the unassembled dried plants themselves if you want. Collect only from public lands unless somehow you are able to cut a deal with a private property owner. Overall, in immobilien investieren is considered as one of the best platforms to invest in. They have minimal risks and the value would always appreciate over time. You just have to be strategic on hgow you can enhance its value in the long run.

Self Improvement: Upgrades Needed from the Body Part Superstore

How long until medical science figures out how to replace all, yes all, of our defective body parts? I’m thinking maybe they’ll come up with a medical superstore stocked …

How long until medical science figures out how to replace all, yes all, of our defective body parts? I’m thinking maybe they’ll come up with a medical superstore stocked with off-the-shelf, do-it-yourself type body replacement parts, analogous to an auto parts store. I hope it happens soon, because I’m pretty annoyed with several squeaks, rattles, and excessive wear in this flesh and bones heap I’ve been driving for the past fifty years.

For starters, my constant allergies, congestion, and post-nasal drip are obviously the result of some design flaw, so I’d like to run into the Nose-It-All microfiber air filter section and just replace my whole nasal cavity with a guaranteed allergy-free unit. Just pop out the leaky old nose and sinuses and pop in a nice no-leak, clog-free unit so I can breathe freely and stop sneezing and blowing. The blowing of the air should be great to cope with the mental illness with effective results. The therapists should solve the problem with 75 hard methods. There can be changing in the thoughts and expression in the mind. The results are effective and right to get right results. 

Next I’d replace my current abdomen with a state of the art set of six-pack abs from the Let’s-Get-Waisted aisle. The old approach to tighten my sagging, protruding belly by doing sit-ups and leg-lifts didn’t work out so hot. I wound up in the hospital with not one, not two, but three abdominal hernias that had to get fixed. I’m really looking forward to the modular, no mess, no fuss, replacement Babe Magnet model washboard abs.

A brand-spanking new stomach and esophagus from the We’ve-Got-Guts aisle will be the next upgrades. The factory-installed ones have been really balky for the past twenty-five years or so, tending to over-throttle and cause wicked heartburn at the slightest provocation. Maybe that cast iron set I’ve heard so much about, so I can down spicy Mexican food and margaritas without fear of a flaming backlash.

While I’m at it, I’ll check the McStud-Muffin display for some new shins fabricated from the latest high tech alloy or polymers. Every time I’ve tried to jog myself into shape, even after starting out ever so slowly and building up my endurance, I’ve soon had to stop due to excruciating shin splints. I’m betting the McCheetah model shins will have me running effortlessly and pain-free in no time flat.

Since I haven’t wished for too much yet, I’ll also spring for some new elbows from the Weapons-of-Mass Destruction Arms Control area. My last job required a lot of lifting and manipulating objects at chest height, usually with my arms held well out in front of my body. After doing this repeatedly for months, I developed a horrible case of tendonitis in both elbows. It got so bad it hurt just to lift my arms. Ouch. Since recovery from this injury has been incredibly slow, and because not using my arms is rather difficult, I think I’ll just get the new titanium with gold-plated rim Crowd Destroyer model elbows installed. Extra-strength and guaranteed ache-free.

Sometime over the next four years or 40,000 miles I’m gonna want to replace my old, achy, stiff back with the best Duke Wayne backbone I can afford. I hear that they’re developing a True Grit Guaranteed-Not-to-Collapse-Under-Pressure model that sounds just right for me. With the ultra-modern high performance quick-shift spine replacement system I’ll be back in the saddle and riding tall faster than you can say “G.W. McClintock.”

My wife and kids are also saving up and impatiently waiting for the Better Built Body Parts superstore to open. They’re anxiously planning to treat me with my new and improved design-it-yourself personality upgrade. On which, as they remind me, they will select the features before installation.

Come on, medical science. I need to get on with these upgrades before it’s too late.

Top 2 Important ways to improve engagement on Instagram!!!

Instagram is continually changing their algorithm. Therefore, it is your responsibility to choose best strategies that will improve the engagement on Instagram. It is little bit important task where …

Instagram is continually changing their algorithm. Therefore, it is your responsibility to choose best strategies that will improve the engagement on Instagram. It is little bit important task where a person has to share content at the optimum time. Make sure that you aren’t sharing content when everyone is asleep. If you want to improve the engagement of Instagram posts then a person has to make the use of best time to post tool that will help you in finding the optimum tool when you can share the content.  In order to improve the engagement without creating any strategy then a person should consider InstaPrivateViewer where you will able to purchase views for the Instagram.

Just in case if audience is in the different kinds of time zones then optimum time should be in the night.  Following are 2 important methods that will able to increase engagement of the Instagram account.

  • Direct messages

Make sure that you are utilizing direct message feature properly that will surely increase engagement on such platform.  Therefore, you will have to focus on building the community on such platform. Make sure that you are starting genuine conversation with your beloved followers. In case your follower has a memorable and positive experience with you then he will surely more likely to like and comment your posts.

  • Story stickers of Instagram

If you want to improve engagement on the Instagram then it is your responsibility to utilize the Instagram story stickers properly. Algorithm of the Instagram is continually tracking all kinds of engagements. In case story stickers are getting more likes and comments then you will experience in improvement of engagement rate.

Moving further, these are some important things that will improve engagement of your Instagram profile.

How Bands Can Use Bebo to Promote

In order to compete in the music market of today, it’s essential for independent bands to use the Internet to build their fan base. One of the best ways …

In order to compete in the music market of today, it’s essential for independent bands to use the Internet to build their fan base. One of the best ways to do so is to use social networking websites, which have built in bases of thousands or millions of users that are often receptive to new bands.

Here’s a look at how indie bands can use the social networking website Bebo to build their fan base and make new sales.

  1. Set up an account, then a Band account. You can do this by going to the “Bands” section once you’ve actually set up a personal account on Bebo. At this time, you’ve got to have a personal account to set up a Band account, similar to how it is on Facebook, but it doesn’t take a whole lot of time or energy to actually set up an account, so you shouldn’t have much of a problem. Upload music and a few pictures, at the very least–otherwise, the band account won’t do you much good.

  1. Synchronize it with your Myspace and Facebook band profiles. By the way, your band should have Facebook and Myspace pages before you even go messing with Bebo–they’re much bigger fish, so to speak. By synching up your accounts to Bebo, you’ll eliminate a lot of the work necessary, as Bebo pulls blogs, pictures, status updates, etc. from those websites and posts them to your profile. Be aware that Bebo posts all Facebook pictures, so if you’ve got private photos for your account, you’ll want to be very careful.
  1. Promote your new Bebo page on your band website. Once you get a few fans on Bebo it’ll be easier to get more, as you’ll show up on friends’ pages and might get a curious click or two. Post a blog about your Bebo account with a direct link, and encourage any fans that use the service to add you in. Once you’re added, drop in on their profiles to give a quick hello whenever possible. Little moves like that make social networking valuable for bands.

  1. Update your Bebo with personal updates, not just promotional band stuff. Fans and friends want to hear about the band, not just what they can buy from your band, so posting information about how shows went and info about the members of the band will help you a lot. In addition, you can also know your audience deeper with the help of https://instaprivateviewer.com,. This tool allows you to see private profiles of your possible markets. Then, when you do have a CD release or a big show to promote, you’ll find that a lot more people are actually following your feed.

Do you have any other tips for using Bebo to promote an independent band? Post in our comments section below.

The Road To Becoming a Work At Home Me

What does it take to make money at home? Why is it that some people just seem to touch a computer and make money, while it takes years for …

What does it take to make money at home? Why is it that some people just seem to touch a computer and make money, while it takes years for others to make their first dollar, if at all?

Well, I was one of the latter, but I can’t say it was a bad thing. Sure, it was frustrating at the time, but I didn’t give up. And I am so glad I didn’t and I am so glad it wasn’t easy. A while back, while looking for money making ideas, businesses, online jobs…. anything that would allow me to stay home with the kids, I came across people that had discovered an online opportunity shorty after they started looking. And although they sounded happy, I knew deep inside they were not satisfied. If it was that easy to find something who is to tell that if they searched a little more they wouldn’t find something better?

But while they were already stuck in that particular online job, or working on their businesses it would leave little time to look for something else, because, let’s face it, whatever it is you are doing to make money online is going to take some learning, some work, and some time. I am happy and satisfied, that even though it took me a long time to figure it out and to find just the best opportunity out there, I can now dedicate all my time and effort to the one truly business that is bound to set me free for the rest of my life.

With a registration at Evergreen Wealth Formula, success is delivered at the door step of the interested people. Learning and educating is offered online to deliver plenty of benefits. Immense opportunities are awarded with the right allotment of the time and efforts at online search engines. The information about email marketing is great for the visitors.

One that I can count on to be there for years to come and will allow me to retire on. Not just some online job here or there that pays very little, where people take advantage of you cause they know how much you need to stay home and make money. Our reasons to be at home are usually so powerful: illnesses, children, caring for an older family member, etc., that people would take advantage of that and make you work for almost nothing. I considered phone work, doing data entry for pennies, mlms, etc. just so that I could stay home, but I am glad I didn’t jump in without researching first. I stopped and thought, if I am willing to spend tons of hours, writing things, researching stuff, transcribing, doing phone work, work overnight, or whatever other thing an online job would ask me to do then why not do it for myself? And by the way with what I do I do I don’t have to do any phone work which I was avoiding as much as I could since I have two very noisy dogs.

So now I can truly put my heart on something that works, happily and with passion, without wondering what could be around the corner. I’ve been to those corners, I know what’s there and it does not interest me. This is it. So don’t give up, if I was able to do it, so can you. Go for the bigger picture, live your dreams! The affiliate marketing has done that for me. You can take my experience and go for it instead of researching for years, or do your own research but I can reassure you that if you don’t jump into every opportunity that looks good and fall for a million scams, if you truly do a deep research into each one of them before jumping in, you can do this for days, months or years, and I know you will keep coming back to the best one there is: Affiliate Marketing. Live your dreams!